Tag: grow
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Profit vs. Cash Flow: Why They Are NOT the Same
Understanding the difference between profit and cash flow is crucial for business owners and individuals managing their finances. Many assume that if their business is profitable, they will always have money in the bank, but that’s not necessarily the case. A business can be profitable but still struggle with cash shortages, leading to financial instability.…
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5 Signs It’s Time to Hire an Accountant
Running a business is an exciting journey filled with opportunities, but managing finances can quickly become overwhelming. Many business owners start out handling their own bookkeeping and taxes, but as operations grow, so do financial complexities. If you find yourself struggling to keep up with numbers, it may be time to hire an accountant. Here…
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Why Businesses Must Prioritise Cash Flow at the End of the Financial Year
The end of the financial year (FY) is a crucial time for businesses, not only for tax compliance but also for ensuring financial stability and strategic planning. Cash flow, in particular, requires close attention, as it directly impacts business operations, profitability, and overall financial health. Here’s why businesses must prioritise cash flow at FY-end and…
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Why You Must Separate Your Business & Personal Finances
Managing finances efficiently is one of the most important aspects of running a successful business. Yet, many small business owners start off using their personal bank accounts for business transactions. While this may seem convenient at first, it can lead to financial confusion, tax complications, and even legal risks. To avoid these pitfalls, opening a…
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You plan to borrow for your business? There’s a risk you can’t ignore.
Secured loans can feel like the perfect solution: offering lower interest rates and higher borrowing limits to fuel your business growth. But there’s a flip side: collateral. When you pledge an asset like equipment, property, or even personal belongings, you’re essentially putting that on the line for the loan. While this can unlock better terms,…
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5 Reasons Organisations Should Consult Financial Advisors Before Taking Loans
Discover the top 5 ways financial advisors can help businesses make smarter loan decisions, minimise risks, and maximise benefits. Learn how their expertise ensures financial stability and growth.
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Borrowing Capital for Real Estate Acquisition
Learn how borrowing capital can help construction businesses in NZ acquire real estate, expand facilities, and grow amid reduced interest rates.
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Global Economic Snapshot: Key Trade and Inflation Trends
Stay updated on global economic trends as inflation impacts Japan, Australia, the UK, and Canada. Learn how trade and monetary policies are shaping 2024
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Are You Making These Common Loan Application Mistakes?
Learn how to avoid common loan application mistakes and improve your chances of securing approval with this comprehensive guide.
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Preparing Financial Statements: How to Impressing Lenders in New Zealand
Learn how to prepare accurate financial statements to secure loans in New Zealand. Boost your credibility with lenders and improve approval chances.